Car insurance premiums are expected to increase 7.5% in 2025, according to AAA.

It says last year, average rates went up more than 15%.

"Vehicles today cost more for the initial purchase and they're laden with technology that makes it more difficult for the vehicles to be repaired in case of a crash," said Robert Sinclair Jr., with AAA Northeast.

Sinclair says insurance companies also cite bad drivers as another reason rates are rising, including an increase in car crashes.

"They're driving distracted, they're not wearing their seatbelts, and they're speeding. So, there are a lot of factors that are involved in insurance rates going up, and it doesn't seem like it's going to improve anytime soon," said Sinclair.

If you're looking to tap the brakes on accelerating insurance prices, AAA and Apple Insurance in Brentwood have some suggestions on ways you can save.

The first thing you can do: take a driver safety course, which will save you up to 10% on your insurance.

If you're able to, pay your premium upfront.

Raise your deductible, but that will cost you if you make a claim.

Bundling vehicles or car and homeowners insurance can get you a discount.

Your credit score, low mileage on your car, and where you live are also factors.